Who can borrow money?
As one of the most reputable online lending platforms in Vietnam, MoneyCat provides services to a variety of customers with simple procedures . At MoneyCat, we want to bring smart, modern financial solutions to serve customers' fast and diverse lending needs.
Age from 22 to 60
Feedback
Ms. Thuc Tran
Accountant
MoneyCat is one of the most reputable online lending units. I needed some money urgently but did not want to bother my family, so I came to MoneyCat's service and it was resolved very quickly.
Ms. Mai Hoa
Convenience store sales clerk
I have been working in Saigon for a short time, because I have not received my first salary yet but the cost of living and rent has arisen, I need a sum of money urgently. MoneyCat is one of the most reputable online lending units, helping and supporting me during that difficult time. Thank you!
Mr. Tung Lam
Factory worker
My child is sick and needs money for timely treatment. My husband and I have an average income and cannot manage to get such a sum of money quickly. Thanks to my friends' advice, I learned about MoneyCat with its fast loan service and simple procedures. I will use their service again if needed in the future.
Mr. Tran Hung
Taxi driver
I drive a car every day to earn a living. My car broke down and couldn't run anymore. I needed money to fix it urgently. MoneyCat helped me complete the procedure as quickly as possible to receive the money. Very convenient and guaranteed.
Ms. Khue Nguyen
Chef
I did not have time to send money to the school for my child to pay the tuition fee. I used MoneyCat's service to ask for support. Thanks to the timely help of the service, my child is more assured to continue studying. Thank you!
3057 Satisfied Customers
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Fast loan in installment form with flexible loan term
MoneyCat - The most reputable online lending platform with flexible loans, helping customers balance their finances according to their ability to pay. Customers can easily choose an online loan according to their financial ability and spending plan.
Loan term
Minimum term 91 days - Maximum 182
days
Loan limit
VND 1 000 000 to VND 10 000 000
Interest rate
Interest rate minimum
12% - maximum 18.25% % *
For example: Online loan: 3,000,000 VND, Loan term: 90 days, Consulting fee: 585,000 VND, Service fee: 630,000 VND, Interest rate (18.0%/year): 91,500 VND, Total payment amount: 4,306,500 VND Online loan interest
rates may change depending on the time the customer registers for loan consultation, and the customer's credit score.
* Loans are provided by MoneyCat's disbursement partners
Fast online loans, reputable online loans at MoneyCat
What is fast online loan ?
Fast online loans are a process where borrowers can apply for a loan through online websites or applications without having to go to a traditional bank or financial institution. Instead of having to go through complicated procedures and wait for a long time, fast online loans allow borrowers to complete the loan process quickly and conveniently through a computer or mobile phone.
When should you borrow online quickly?
In life there will be some situations where you will need online loan services:
Financial emergency : When you are faced with an urgent situation and need money immediately, such as paying medical bills, car repairs. In these cases, fast online loans can help you solve the situation immediately.
Shopping : When you want to buy essential products or services, such as televisions, refrigerators, etc., fast online loans can help you pay off these expenses over time.
Paying tuition, electricity and water bills : If you know that you will receive the money in the near future, but you need to pay important bills now, you can take out a quick online loan to ensure that the payments are not late.
Benefits of fast online loan service
Speed : The loan process is fast, often taking just a few hours or days to get approved and receive funds.
Convenience : No need to go to the bank, you can borrow money from anywhere with an internet connection.
Flexible : There are many loan options with short-term, long-term, or installment loans according to your needs.
Easy comparison : You can easily compare online loan apps and websites to find the right interest rate and loan terms.
Features of fast online loan services
Online Application : Borrowers provide personal and financial information through an online application instead of through paper documents.
Automated processing : Most online lending services use automated systems to evaluate applications and make loan decisions.
Safety and security : Online lending services often apply strong security measures to ensure the safety of customers' personal and financial information.
Subjects supported for quick loans
Fast loan support often depends on the criteria of each loan service and financial institution. However, common supported subjects include:
Low-income earners : Fast online loan services are often for people with low incomes or who do not have financial support from traditional banks.
People with poor credit history : Some online lending services accept people with poor credit history. However, the approval time will be longer and more information may be required.
Students : Students can use fast online loan services to meet their financial needs during their studies.
Freelancers or Self-Employed : Individuals who are self-employed or have an unstable income often benefit from quick online loans to manage their personal finances.
People with urgent financial needs : People who are facing urgent situations, such as the need to quickly repair equipment, vehicles or pay medical bills, often use fast online loan services.
People who do not want to go through complicated procedures : Many people want to avoid complicated procedures and long waits at the bank, so they choose to use fast online loan services to save time and effort.
Normal procedure for : quick loan
The quick loan procedure may vary depending on the service, but typically includes the following steps:
Registration : Borrowers must register for an online account on the loan service's website or app, providing basic personal and financial information.
Information Verification : The lending service will verify the borrower's information, including income and credit history information.
Choose loan type : Borrowers choose the loan type and amount they want to borrow, as well as the repayment period.
Approval and settlement : The loan service will carry out the approval process quickly and notify the borrower of the results.
Signing the contract : If the loan is approved, the borrower needs to sign the loan contract online.
Receive money : Once the contract is signed, the loan money will be transferred to the borrower's account or via other payment methods, usually within a few hours or business days.
Repayment : The borrower must comply with the terms of the contract and repay the debt within the agreed time.
Why should you choose to borrow money quickly at MoneyCat?
Some reasons you can consider when choosing to borrow money quickly, borrow money online with prestige at MoneyCat include:
Simple and fast process : MoneyCat offers a simple and fast registration and loan application process through the website or mobile application. This saves you time and effort compared to borrowing money from traditional banks.
Competitive Interest Rates : MoneyCat offers loan options with competitive interest rates, helping you save money compared to borrowing from other services.
Flexible loan options : MoneyCat offers a wide range of loans, from short-term to long-term loans, allowing you to choose the loan that suits your financial needs.
Customer support service : As a reputable online loan service, MoneyCat provides professional customer support service to resolve any questions or problems you may encounter when using their loan service.
Security and Privacy : MoneyCat applies strong security measures to ensure that customers' personal and financial information is kept safe.
No Collateral Required : Some lending services require collateral such as real estate or cars, while MoneyCat usually does not require collateral for borrowing money.
Steps to register for a reputable online loan at MoneyCat
You can borrow money online with prestige at MoneyCat by following the steps below:
Visit MoneyCat website or app : To start the registration process, you need to visit MoneyCat website or mobile app.
Register an account : You will need to create an account on the MoneyCat website or app. Basic personal information such as name, mobile number and email may be required.
Fill in personal and financial information : After creating an account, you will be asked to provide personal and financial information. This may include information about your income, employment, address, and the reason you want to borrow money.
Choose a loan : MoneyCat usually offers a variety of reputable online loan options. You will choose the type of loan, the amount you want to borrow, and the repayment period.
Information Verification : MoneyCat will verify the information you provide. This may include verification via phone number or email, as well as checking your credit history.
Approval and Contract Signing : If your loan application is approved, you will receive a notification of approval and a loan contract. After reviewing and agreeing to the terms, you will need to sign the contract online.
Receive money : Once the contract has been signed, the loan money will be transferred to your account or via other forms of payment. The time to receive money is usually very fast, usually within a few hours or business days.
Repayment : You need to ensure compliance with the terms of the contract and repay the debt on time as agreed.